Buyer's game plan
Every step of buying, in order — what happens, what you do, and how Thomas helps along the way.
Go at your own pace. You can pause, revisit a step, or change direction whenever you need to.
01
You talk through why you’re moving, where you want to be, what the home needs to have, and where you can be flexible.
Make a list of your must-haves, your nice-to-haves, and your timeline.
Asks good questions and turns your answers into a focused search.
02
You confirm how much you can borrow, your down payment, and the other costs of buying — legal fees, a home inspection, moving, and monthly bills.
Talk to a mortgage professional and get pre-approved — an estimate of what you can borrow. Pick a payment you can comfortably afford.
Points out the costs specific to each property and keeps the search inside your range.
03
Thomas explains the working agreement — what he does for you, how he gets paid, and how he protects your private information.
Ask anything that’s unclear, then decide how you want to work together.
Explains the paperwork in plain language and works within whatever you agree to.
04
Listings get checked against your list — location, condition, price, and what it would actually cost to own.
Be honest about what you like and don’t. It’s normal for the list to change as you look.
Filters out the noise and brings you the homes worth a closer look.
05
You walk through the layout, the condition, the location, and what the home would need from you down the road.
Notice what works, what needs money, and what you’d be living with.
Walks through with you, keeps track of questions, and flags anything that needs an expert’s eye.
06
Your price, deposit, move-in date, included items, and any must-happen checks all go into a written offer.
Decide on your terms — and your walk-away number — before negotiations start.
Shows you what similar homes sold for, explains every term, writes the offer, and negotiates on your instructions.
07
Your mortgage gets finalized. A home inspector checks the property. Your lawyer reviews the ownership records and other documents, and you confirm insurance.
Hire good professionals, read what they find, and decide whether to go ahead, renegotiate, or walk away.
Keeps every deadline on track, gathers the documents, and makes sure nothing slips through.
08
Lawyers, financing, insurance, utilities, the final walkthrough, and the key handoff all come together.
Get your lawyer and lender what they need on time, and get ready for the move.
Keeps everyone on the same page until the keys are in your hand.
Rural and lake property
Wells and water quality, septic, road access, title and easements, zoning, utilities, internet, shoreline and flood considerations, insurance, and permits can all be part of a rural purchase. Thomas helps line up the right professionals for the checks your property needs.
Your next step
Tell Thomas where you’re at. He’ll help you figure out the next decision and what you need to know before making it.
General information only—not legal, financial, mortgage, tax, inspection, or insurance advice. Your contract and professional advisers govern your actual transaction.
Further reading: Real Estate Council of Alberta · Government of Alberta · CREA home-buying roadmap
Also see the seller's game plan